Downpayment for condo in Singapore commonly will involve 25% minimal for financial institution mortgage purchases, with at least 5% in funds and twenty% cash/CPF; for 1st housing personal loan, LTV around 75%, Purchaser’s Stamp Duty applies on tiered costs, More Consumer’s Stamp Responsibility differs by profile; regular new launch booking charge 5% cash, remainder of twenty% upon doing exercises within alternative interval, progressive payment by building levels; resale demands get more info Selection Fee (1% funds) then exercise (4% funds) and equilibrium; legal charges, valuation, home finance loan duty, and fire insurance policies increase to upfront expenses; relevant key terms consist of condo downpayment, LTV limitations, TDSR 55%, MSR not applicable to personal, CPF OA utilization boundaries, least hard cash, ABSD remission for married partners, lender desire fees, lock-in, and pricing sensitivity by district.